Officers & Directors 2015 – 2016
OFFICERS

President
Mr. Miguel Angelo C. Villa-Real
Vice President for Corporate Communications and Marketing Services
Philippine Veterans Bank

Vice President
Ms. Mary Ann R. Ducanes
Marketing Services Department Head
China Bank

Secretary and Director for Publicity (Digital Marketing)
Mr. Bennett B. Zerrudo II
Senior Marketing Services Manager
Bancnet, Inc.

Treasurer
Mr. Emmanuel Mari K. Valdes
1st Vice President, Head, Product Development & Management Division, Retail Banking Group
Rizal Commercial Banking Corporation

Auditor
Ms. Belen C. Lim
Senior Vice President & Head of Corporate Services
Security Bank
DIRECTORS AND CHAIRPERSON

Director for Industry Relations
Mr. Allan John M. Tumbaga
Vice President & Bank Marketing & Corporate Communications Division Head
EastWest Bank

Director for Banking Code
Ms. Estela S. Calderon
Assistant Vice President & Head of Corporate Communications Department
Metrobank

Director for Programs
Ms. Ma. Carmina T. Marquez
Vice President, Deposits Marketing
Bank of the Philippine Islands

Director for Banking On Your Future (BOYF)
Ms. Janette Y. Abad-Santos
Vice President & Head, Marketing Group
Philippine National Bank

Director for Ways and Means
Ms. Catherine Rowena B. Villanueva
Vice President and Head, Corporate Affairs Department
Land Bank of the Philippines

Director for Membership
Ms. Josephine L. Caluag
AVP & Marketing Services Head
United Coconut Planters Bank

Election Committee Chair
Ms. Maria Luz E. Javier
President and COO
Avanza, Inc.