Officers & Directors 2015 – 2016
OFFICERS
![Miguel 'Mike' Angelo C. Villa-Real Miguel 'Mike' Angelo C. Villa-Real](https://www.bmap.net/wp-content/uploads/2014/06/villa-real.jpg)
President
Mr. Miguel Angelo C. Villa-Real
Vice President for Corporate Communications and Marketing Services
Philippine Veterans Bank
![Mary Ann 'Ann' R. Ducanes Mary Ann 'Ann' R. Ducanes](https://www.bmap.net/wp-content/uploads/2014/06/ducanes.jpg)
Vice President
Ms. Mary Ann R. Ducanes
Marketing Services Department Head
China Bank
![Bennett B. Zerrudo II Bennett B. Zerrudo II](https://www.bmap.net/wp-content/uploads/2014/06/zerrudo.jpg)
Secretary and Director for Publicity (Digital Marketing)
Mr. Bennett B. Zerrudo II
Senior Marketing Services Manager
Bancnet, Inc.
![Emmanuel Mari K. Valdes Emmanuel Mari K. Valdes](https://www.bmap.net/wp-content/uploads/2014/06/valdes.jpg)
Treasurer
Mr. Emmanuel Mari K. Valdes
1st Vice President, Head, Product Development & Management Division, Retail Banking Group
Rizal Commercial Banking Corporation
![Belen C. Lim Belen C. Lim](https://www.bmap.net/wp-content/uploads/2014/06/lim.jpg)
Auditor
Ms. Belen C. Lim
Senior Vice President & Head of Corporate Services
Security Bank
DIRECTORS AND CHAIRPERSON
![Allan John M. Tumbaga Allan John M. Tumbaga](https://www.bmap.net/wp-content/uploads/2014/06/tumbaga.jpg)
Director for Industry Relations
Mr. Allan John M. Tumbaga
Vice President & Bank Marketing & Corporate Communications Division Head
EastWest Bank
![Estela S. Calderon Estela S. Calderon](https://www.bmap.net/wp-content/uploads/2014/06/calderon.jpg)
Director for Banking Code
Ms. Estela S. Calderon
Assistant Vice President & Head of Corporate Communications Department
Metrobank
![Ma. Carmina T. Marquez Ma. Carmina T. Marquez](https://www.bmap.net/wp-content/uploads/2014/06/marquez.jpg)
Director for Programs
Ms. Ma. Carmina T. Marquez
Vice President, Deposits Marketing
Bank of the Philippine Islands
![Janette Y. Abad-Santos Janette Y. Abad-Santos](https://www.bmap.net/wp-content/uploads/2014/06/abad-santos.jpg)
Director for Banking On Your Future (BOYF)
Ms. Janette Y. Abad-Santos
Vice President & Head, Marketing Group
Philippine National Bank
![Catherine Rowena B. Villanueva Catherine Rowena B. Villanueva](https://www.bmap.net/wp-content/uploads/2014/06/villanueva.jpg)
Director for Ways and Means
Ms. Catherine Rowena B. Villanueva
Vice President and Head, Corporate Affairs Department
Land Bank of the Philippines
![Josephine L. Caluag Josephine L. Caluag](https://www.bmap.net/wp-content/uploads/2014/06/jlcaluag-small.jpg)
Director for Membership
Ms. Josephine L. Caluag
AVP & Marketing Services Head
United Coconut Planters Bank
![Maria Luz E. Javier Maria Luz E. Javier](https://www.bmap.net/wp-content/uploads/2014/06/javier.jpg)
Election Committee Chair
Ms. Maria Luz E. Javier
President and COO
Avanza, Inc.